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Regulatory act implemented by the Obama Administration after the 2008 financial crisis. Long title An Act to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end “too big to fail”, to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for…
Under current law, roughly 44 percent of U.S. homes are worth enough for it to make sense for a homeowner to itemize their deductions and take advantage of the mortgage interest deduction. Under a reconciled House and Senate tax reform plan that proportion of homes drops to 14.4 percent. Editor’s Note: Certain numbers in…
The money fund reform seems to have offered FHLBs Determine 3: Maturity framework of property and liabilities provide: FHLB 10Q and 10K filings. Regardless that the change towards FHLB’s higher reliance on short-term capital began prior to now, now this transformation seemingly have been provided extra assist by the results related to SEC’s reform of…
Expanding American Homeownership Act of 2007 has been passed by the House and will most likely be passed by the Senate and signed by the President after a few minor adjustments. This is the biggest change to FHA that has occurred since it inception. If the House has it’s way, this would actually change the…
1. Crisis – Spotlight on Credit Rating Agencies “Credit-rating agencies use their control of information to fool investors into believing that a pig is a cow and a rotten egg is a roasted chicken. Collusion and misrepresentation are not elements of a genuinely free market ” – US Congressman Gary Ackerman The smooth functioning of…