Should I Pay Off My Mortgage Completely?

Having the option to pay off your home loan is a major milestone for most homeowners. And if you’re really close to doing that then congratulations, however, before you pop … Read More

Risks | Free Full-Text | Measuring the Performance of Bank Loans under Basel II/III and IFRS 9/CECL

1. Introduction The profitability of banks is currently on a decline in many countries worldwide. One reason is the historically low-interest rates, which are even negative in many jurisdictions (Altavilla … Read More

One in six has a mortgage four times their salary: Bank of England reveals many struggling with payments in negative equity

One in six has a mortgage four times their salary: Bank of England reveals many struggling with payments in negative equity Bank of England report shows huge gulf in Britain … Read More

Fringe Benefits Mortgage | Will The Bank Accept This Income?

Borrow more with a fringe benefits mortgage Some employers and organisations provide their employees with fringe benefits such as a car allowance, a living-away-from-home allowance (LAFHA) or rent-free housing in … Read More