Fannie Mae HomePath for Bay Area – No Appraisal or MI Required

Homepath was created to facilitate the purchase of the bulk of REO properties currently serviced/guaranteed by FNMA (Fannie Mae).


  • As little as 3% down allowed for owner occupied!
  • As little as 10% down for non owner occupied and 2nd Homes!
  • No Mortgage Insurance!
  • No Appraisal Needed – Value determined by Sales Price
  • You may qualify even if your credit is less than perfect
  • Loan Amounts up to $801,950 allowed
  • Loan Term Available : 30 Year Fixed
  • Transaction Purpose : Purchase Only

Borrower Eligibility

  • First Time Homebuyers allowed
  • Non-Perm Resident Aliens not allowed
  • Non-Occupant CoBorrowers not allowed

Here’s How to get started : Check to ensure property is eligible for HomePath financing. And then contact us if you want more details on this special loan program.

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