Mortgage to worth (LTV) calculator – Which?
By Recommendation on mortgage charges
Mortgage charges have rocketed because the authorities’s mini-budget on 23 September.
In case you’re considering of shopping for a house or have to remortgage that is more likely to affect you.
For the newest information and recommendation on coping with inflated mortgage charges, see the under tales, that are frequently up to date:
In case you’re anxious about making your mortgage funds, see our information on what to do if you cannot pay your mortgage.
Mortgage-to-value (LTV) is the ratio of mortgage to property worth, expressed as a proportion. For instance, should you’re shopping for a £100,000 property with a £10,000 (10%) deposit, you may want a 90% LTV mortgage.
Yow will discover out what LTV you want by inputting your deposit (or fairness should you’re remortgaging) and property worth within the calculator under.
Extra mortgage calculators
Now you have found out your LTV, you should use these calculators to work out the finer particulars of your mortgage:
- Mortgage deposit calculator: learn how lengthy it would take to construct up that essential deposit.
- Mortgage reimbursement calculator: uncover how a lot your month-to-month repayments may price relying on the mortgage deal you discover.
- 95% mortgage calculator: see how a lot you would borrow with a 95% LTV mortgage.
You’ll be able to browse our full checklist of mortgage calculators for extra assist along with your transfer.
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