2020 Conforming Loan Limits for all the Counties in Virginia (VA)


Conforming and High Balance loan limits for most Virginia (VA) counties went up for 2020. Base conforming loan limit went up to $510,400 and the High Balance loan limit went up to $765,600.

See below the list of all counties in Virginia with 2020 loan limits for 1, 2, 3, and 4 Unit properties.

ACCOMACK COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

ALBEMARLE COUNTY

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

ALLEGHANY COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

AMELIA COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

AMHERST COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

APPOMATTOX COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

ARLINGTON COUNTY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

AUGUSTA COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

BATH COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

BEDFORD COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

BLAND COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

BOTETOURT COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

BRUNSWICK COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

BUCHANAN COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

BUCKINGHAM COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

CAMPBELL COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

CAROLINE COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

CAROL COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

CHARLES CITY COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

CHARLOTTE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

CHESTERFIELD COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

CLARK COUNTY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

CRAIG COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

CULPEPER COUNTY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

CUMBERLAND COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

DICKENSON COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

DINWIDDIE COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

ESSEX COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

FAIRFAX COUNTY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

FAUQUIER COUNTY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

FLOYD COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

FLUVANNA COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

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FRANKLIN COUNTY

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

FREDERICK COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

GILES COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

GLOUCESTER COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

GOOCHLAND COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

GRAYSON COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

GREENE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

GREENSVILLE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

HALIFAX COUNTY

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

HANOVER COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

HENRICO COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

HENRY COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

HIGHLAND COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

ISLE OF WIGHT COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

JAMES CITY COUNTY

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

KING AND QUEEN COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

KING GEORGE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

KING WILLIAM COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

LANCASTER COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

LEE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

LOUDOUN COUNTY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

LOUISA COUNTY

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

LUNENBERG COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

MADISON COUNTY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

MATHEWS COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

MECKLENBERG COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

MIDDLESEX COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

MONTGOMERY COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

NELSON COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

NEW KENT COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

NORTHAMPTON COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

NORTHUMBERLAND COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

NOTTOWAY COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

ORANGE COUNTY 

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• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

PAGE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

PATRICK COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

PITTSYLVANIA COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

POWHATAN COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

PRINCE EDWARD COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

PRINCE GEORGE COUNTY

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

PRINCE WILLIAM COUNTY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

PULASKI COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

RAPPAHANNOCK COUNTY

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

 
RICHMOND COUNTY

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

ROANOKE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

ROCKBRIDGE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

ROCKINGHAM COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

RUSSELL COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

SCOTT COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

SHENANDOAH COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

SMYTH COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

SOUTHAMPTON COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

SPOTSYLVANIA COUNTY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

STAFFORD COUNTY

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

 SURRY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

SUSSEX COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

TAZEWELL  COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

WARREN COUNTY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

WASHINGTON COUNTY

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

WESTMORELAND COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

WISE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

WYTHE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

YORK COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

ALEXANDRIA CITY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

BRISTOL CITY

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

BUENA VISTA CITY

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

CHARLOTTESVILLE CITY

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

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CHESAPEAKE CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

COLONIAL HEIGHTS CITY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

COVINGTON CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

DANVILLE CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

EMPORIA CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

FAIRFAX CITY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

FALLS CHURCH CITY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

FRANKLIN CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

FREDERICKSBERG CITY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

GALAX CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

HAMPTON CITY  

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

HARRISONBURG CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

HOPEWELL CITY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

LEXINGTON CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

LYNCHBURG CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

MANASSAS CITY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

MANASSAS PARK CITY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

MARTINSVILLE CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

NEWPORT NEWS CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

NORFOLK CITY  

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

NORTON CITY  

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

PETERSBURG CITY  

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

POQUOSON CITY  

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

PORTSMOUTH  CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

RADFORD CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

RICHMOND CITY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

SALEM CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

STAUNTON CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

SUFFOLK CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

VIRGINIA BEACH CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

WAYNESBORO CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

WILLIAMSBURG CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

WINCHESTER CITY  

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700