2020 Conforming Loan Limits for all the Counties in New York (NY)


Conforming and High Balance loan limits for most New York
(NY) counties went up for 2020. Base conforming loan limit went up to $510,400
and the High Balance loan limit went up to $765,600.

See below the list of all the counties in New York with 2020 loan limits for 1, 2, 3, and 4 Unit properties.

ALBANY COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

ALLEGANY COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

BRONX COUNTY 

  • • 1 Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

BROOME COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

CATTARAUGUS COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

CAYUGA COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

CHAUTAUQUA COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

CHEMUNG COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

CHENANGO COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

CLINTON COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

COLUMBIA COUNTY  

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

CORTLAND COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

DELAWARE COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

DUTCHESS COUNTY 

  • • 1 Unit – $726,525
  • 2
    Unit -$930,300
  • 3
    Unit -$1,124,475
  • 4
    Unit – $1,397,400
Read about:   Loan Origination Fee: Why Am I Paying It?

ERIE COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

ESSEX COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

FRANKLIN COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

FULTON COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

GENESEE COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

GREENE COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

HAMILTON COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

HERKIMER COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

JEFFERSON COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

KINGS COUNTY 

  • • 1 Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

LEWIS COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

LIVINGSTON COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

MADISON COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

MONROE COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

MONTGOMERY COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

NASSAU  COUNTY 

  • • 1 Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

NEW YORK COUNTY 

  • • 1 Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

NIAGARA COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

ONEIDA COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700
Read about:   Can I swap mortgage lenders after locking my loan?

ONONDAGA COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

ONTARIO COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

ORANGE COUNTY 

  • 1
    Unit – $726,525
  • 2
    Unit -$930,300
  • 3
    Unit -$1,124,475
  • 4
    Unit – $1,397,400

ORLEANS COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

OSWEGO COUNTY

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

 
OTSEGO COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

PUTNAM COUNTY 

  • • 1 Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

QUEENS COUNTY 

  • • 1 Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

RENSSELAER COUNTY 

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700
    RICHMOND COUNTY 
  • • 1 Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

ROCKLAND COUNTY 

  • • 1 Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

ST. LAWRENCE COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

SARATOGA COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

SCHENECTADY COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

SCHOHARIE COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

SCHUYLER COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

SENECA COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

STEUBEN COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

SUFFOLK COUNTY 

  • • 1 Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550
Read about:   Existing Home Sale Report for the Month of October

SULLIVAN COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

TIOGA  COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

TOMPKINS COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

ULSTER COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

WARREN COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

WASHINGTON COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

WAYNE COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

WESTCHESTER COUNTY 

  • • 1 Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

WYOMING COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

YATES COUNTY 

  • • 1 Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700