2020 Conforming Loan Limits for all the Counties in New Jersey (NJ)


Conforming and High Balance loan limits for New Jersey (NJ) counties went up for 2020. Base conforming loan limit went up to $510,400 and the High Balance loan limit went up to $765,600.

See below the list of all counties in New Jersey with 2020 loan limits for 1, 2, 3, and 4 Unit properties.

ATLANTIC

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

BERGEN

  • 1
    Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

BURLINGTON

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

CAMDEN

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

CAPE MAY

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

CUMBERLAND

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

ESSEX

  • 1 Unit – $765,600
  • 2 Unit -$980,325
  • 3 Unit -$1,184,925
  • 4 Unit – $1,472,550

GLOUCESTER

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

HUDSON

  • 1
    Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

HUNTERDON

  • 1
    Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

MERCER

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

MIDDLESEX

  • 1
    Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

MONMOUTH

  • 1
    Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

MORRIS

  • 1
    Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

OCEAN

  • 1
    Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

PASSAIC

  • 1
    Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

SALEM

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700
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SOMERSET

  • 1
    Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

SUSSEX

  • 1
    Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

UNION

  • 1
    Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

WARREN

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700