2020 Conforming Loan Limits for all the Counties in California (CA)


Conforming and High Balance loan limits for most California (CA) counties went up for 2020. Base conforming loan limit went up to $510,400 and the High Balance loan limit went up to $765,600.

See below the list of all counties in California with 2020 loan limits for 1, 2, 3, and 4 Unit properties.

Alameda County:

  • 1
    Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

Alpine County:

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

Amador County:

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

Butte County

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

Calaveras County

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

Colusa County

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

Contra Costa County

  • 1
    Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

Del Norte County

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

El Dorado County

  • 1
    Unit – $569,250
  • 2
    Unit – $728,750
  • 3
    Unit –  $880,900
  • 4
    Unit – $1,094,700

Fresno County

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

Glenn County

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

Humboldt County

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

Imperial County

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

Inyo County

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

Kern County

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700
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Kings County

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

Lake County

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

Lassen County

  • 1
    Unit – $510,400
  • 2
    Unit – $653,550
  • 3
    Unit –  $789,950
  • 4
    Unit – $981,700

Los Angeles County

  • 1
    Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

Madera County

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

Marin County

  • 1
    Unit – $765,600
  • 2
    Unit -$980,325
  • 3
    Unit -$1,184,925
  • 4
    Unit – $1,472,550

Mariposa County

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

Mendocino County

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

Merced County

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

Modoc County

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

Mono County

• 1 Unit – $529,000
• 2 Unit – $677,200
• 3 Unit – $818,600
• 4 Unit – $1,017,300

Monterey County

• 1 Unit – $672,750
• 2 Unit – $861,250
• 3 Unit – $1,041,050
• 4 Unit – $1,293,750

Napa County

• 1 Unit – $764,750
• 2 Unit -$979,000
• 3 Unit -$1,183,400
• 4 Unit – $1,470,700

Nevada County

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

Orange County

• 1 Unit – $765,600
• 2 Unit -$980,325
• 3 Unit -$1,184,925
• 4 Unit – $1,472,550

Placer County

  • • 1
    Unit – $569,250
  • 2
    Unit – $728,750
  • 3
    Unit –  $880,900
  • 4
    Unit – $1,094,700
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Plumas County

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

Riverside County

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

Sacramento County

  • • 1
    Unit – $569,250
  • 2
    Unit – $728,750
  • 3
    Unit –  $880,900
  • 4
    Unit – $1,094,700

San Benito County

• 1 Unit – $765,600
• 2 Unit -$980,325
• 3 Unit -$1,184,925
• 4 Unit – $1,472,550

San Bernardino 
County

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

San Diego County

• 1 Unit – $701,500
• 2 Unit – $898,050
• 3 Unit – $1,085,550
• 4 Unit – $1,349,050

San Francisco County

• 1 Unit – $765,600
• 2 Unit -$980,325
• 3 Unit -$1,184,925
• 4 Unit – $1,472,550

San Joaquin County

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

San Luis Obispo County

• 1 Unit – $690,000
• 2 Unit – $883,300
• 3 Unit – $1,067,750
• 4 Unit – $1,326,950

San Mateo County

• 1 Unit – $765,600
• 2 Unit -$980,325
• 3 Unit -$1,184,925
• 4 Unit – $1,472,550

Santa Barbara County

• 1 Unit – $625,500
• 2 Unit -$800,775
• 3 Unit -$967,950
• 4 Unit – $1,202,925

Santa Clara County

• 1 Unit – $765,600
• 2 Unit -$980,325
• 3 Unit -$1,184,925
• 4 Unit – $1,472,550

Santa Cruz County

• 1 Unit – $765,600
• 2 Unit -$980,325
• 3 Unit -$1,184,925
• 4 Unit – $1,472,550

Shasta County

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

Sierra County

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• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

Siskiyou County

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

Sonoma County

• 1 Unit – $704,950
• 2 Unit – $902,450
• 3 Unit – $1,355,700
• 4 Unit – $950,950

Solano County

• 1 Unit – 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

Stanislaus County

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

Sutter County

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

Tehama County

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

Trinity County

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

Tulare County

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

Tuolumne County

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

Ventura County

• 1 Unit – $713,000
• 2 Unit – $912,715
• 3 Unit – $1,103,350
• 4 Unit – $1,371,150

Yolo County

  • • 1
    Unit – $569,250
  • 2
    Unit – $728,750
  • 3
    Unit –  $880,900
  • 4
    Unit – $1,094,700

Yuba County

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700