Mortgage Loan without Permanent Residence

Mortgage Mortgage with out Everlasting Residence

VII. Loans Product / Service BGN EUR 7.1. Charges and commissions for loans with contracts signed earlier than 23/07/2014
7.1. Charges and commissions for loans with contracts signed earlier than 22/07/2014 1. Fее for software of loan assessment 1.1. for loans as much as BGN 1 000 65 35 1.2. for loans as much as BGN 20 000 85 45 1.3. for loans as much as BGN 50 000 120 60 1.4. for loans above BGN 50 000 220 110 1.5. for loans with money collateral 25 15 1.6. Issuing of a Mortgage certificates 25 12 2. Dedication charge yearly 1,20% 1,20% 3. Charges for loan administration, upkeep, servicing and administration 3.1. Charge for loan administration upon disbursement 3.1.1. Charge for mortgage loan administration upon disbursement 0,95% 0,95% 3.1.2. Charge for shopper loan administration upon disbursement 0,95% 0,95% 3.2. Charge for shopper loan upkeep and servicing 2,35% 2,35% 3.3. Мanagement charge for Mortgage loan for every month or a part of it 0,043 % месечно 0,043 % месечно 4. Annual administration charge for overdraft 20.0 10.0 5. Renegotiation of the worth 5.1. for loans with present debt as much as BGN 20 000 BGN 350 EUR 175 5.2. for loans with present debt as much as BGN 50 000 BGN 700 EUR 350 5.3. for loans with present debt as much as BGN 100 000 BGN 1400 EUR 700 5.4. for loans with present debt above BGN 100 000 BGN 2100 EUR 1050 6. Prepayment charge in case the prepayment is finished through the first yr of the mortgage loan tenor 1.00% 1.00% Notes: 1. Charge for software of loan assessment and amendments 1.1. The loan software charge shall be calculated on the requested quantity and is collected upon submission of the applying. 1.2. In case of amendments of the construction of a credit score transaction /change of the loan deal phrases and circumstances/ apart from value parameters, at shopper’s request – 50% of the paid charge for software of loan assessment is due. 2. Dedication charge 2.1. The dedication charge is accrued on the distinction between the accredited for utilization quantity and the utilized loan quantity for on daily basis of the disbursement interval agreed. The fee is payable each month through the disbursement interval on the due date for curiosity quantity cost on the common principal. 2.2. The dedication charge is just not relevant for overdraft loans. 3. Charges for loan administration, upkeep, servicing and administration 3.1. The charge for loan administration upon disbursement and the upkeep and servicing charge are calculated on the contracted loan quantity and should be paid by the client or could also be deducted from the accredited loan quantity earlier than loan disbursement. 3.2. The administration charge for every month or a part of it’s due because the first month of the loan disbursement, it’s calculated on the excellent principal and is to be paid on the date for cost of the due month-to-month installments. 4. Renegotiation of the worth. 4.1. The charge shall be collected upon submission of the applying. 5. Prepayment charge 5.1. The prepayment charge shall be calculated over the pay as you go quantity solely through the first yr of the loan tenor and its cost shall signify the grounds for exerting the proper of prepayment. 5.2. The prepayment charge as per this Tariff is just not relevant for shopper loans. The respective charge shall be organized in loan contract. 6. The charges and commissions in Part VII are relevant for the precise loan merchandise too in case that: 6.1. they don’t seem to be particularly prohibit for a number of particular loans; 6.2. there are no specified totally different charges and commissions. 7.2. Charges and commissions for loans with contracts signed after 22/07/2014 1. Fее for evaluation of the credit score threat 0.30% 0.30% 1.1. Issuing of a Mortgage certificates BGN 25 EUR 12 2. Annual software charge for overdraft assessment /creditworthiness evaluation and prolongation BGN 20 EUR 10 3. Renegotiation of the worth 1.00% 1.00% 4. Prepayment charge in case the prepayment is finished through the first yr of the mortgage loan tenor 1.00% 1.00% Notes: 1. Fее for evaluation of the credit score threat 1.1. The fее shall be calculated on the loan quantity and will probably be collected after evaluation of the credit score threat however not later than the loan is granted. 1.2. In case of amendments of the construction of a credit score transaction /change of the loan deal phrases and circumstances/ apart from value parameters in response to shopper’s request – 20% of the paid charge for evaluation of the credit score threat. 2. Renegotiation of the worth 2.1. The charge shall be collected upon submission of the applying. 3. Prepayment charge 3.1. The prepayment charge shall be calculated over the pay as you go quantity solely through the first 12 months of the loan tenor and its cost shall signify the grounds for exerting the proper of prepayment. 3.2. The prepayment charge as per this Tariff is just not relevant for shopper loans. 4. The charges and commissions in Part VII are relevant for the precise loan merchandise too in case that: 4.1. they don’t seem to be particularly prohibit for one ot extra particular loans; 4.2. there are no specified totally different charges and commissions.
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