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Kotak Mahindra Personal Loan – Current Interest Rate @10.50%*, Low EMI

  • My kotak mahindra personal loan was taken through online.The rate of interest and the processing fee was nominal and this loan was taken for personal use .The complete process of this personal loan was clearly shared by the agent .This loan was sanctioned on time and everything was good to me so far .

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    7


    , hyderabad
    Reviewed on Mar 13, 2020

  • Kotak

    Kotak

    It was a great service provided the Kotak Mahindra bank and the executive supported me very well. They have taken a such a long documentation time. For the employee proof, they have asked me a letter from HR hence i have visited their branch to provide the same and his behavior was quite rude. Overall, its a good service.

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    4


    , bangalore
    Reviewed on Mar 12, 2020

  • Kotak

    Based on my credit score, they have contacted me from Kotak Mahindra bank and they have sanctioned the loan to me. My documentation process is okay. Interest rate is on higher side when i check with other banks. People are not providing the part payment and pre-closure facility. Processing fee was nominal. Still the loan is going on with the EMI amount of Rs. 13066 for the loan amount of Rs. 6 lakhs.

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    2


    , hyderabad
    Reviewed on Mar 10, 2020

  • Kotak

    I am not happy about the personal loan service provided by Kotak Mahindra bank hence am planning to close this loan after the completion of locking period. I have applied the loan through mobile app and net banking. They have not properly communicated the interest rate to me. Compared to others, rate of interest is very high and the processing fee also not acceptable.

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    4


    , chennai
    Reviewed on Mar 10, 2020

  • Kotak

    From Kotak Bank, i have taken a personal loan and the amount was Rs. 2L. Nominal interest rate they given, for the tenure period of 3 years. EMI i am paying Rs. 20k, loan process was easy i received with in 1 week . Pre closure charges is there and they giving a good service.

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    6


    , jaipur
    Reviewed on Mar 01, 2020

  • Kotak

    I got an offer for personal loan directly from KOTAK Bank and the loan amount was Rs. 45,000. They blocked my card and they given this loan with the rate of interest was average. I am not sure with EMI and still the loan is active so based on my card they offered and I received this loan within 3 days.

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    6


    , kolkata
    Reviewed on Feb 29, 2020

  • Kotak

    Kotak Bank offered a personal loan and the loan amount was Rs. 2.10L. Rate of interest was very high 16.49% need to decrease the interest rate, emi i am paying Rs. 7500. Recently i have taken this loan and i am having credit card based on that i got this loan offer.

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    3


    , hyderabad
    Reviewed on Feb 28, 2020

  • Kotak

    KOTAK bank is very genuine and on time the amount was sanctioned within 10-15 days. The personal loan taken on 2 months back, the amount was not enough on that time since for an emergency need taken this loan. Need to close the loan by 2 years. The rate of interest is high. Pre closure is applicable after one year with some charge.

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    3


    , bangalore
    Reviewed on Feb 26, 2020

  • Kotak

    I have taken personal loan from KOTAK bank through online .There was no difficulties faced until this loan was sanctioned .There was proper callback and follow up from bank end.This loan was availed only for my personal use . This loan was sanctioned on time. I use to pay the premium amount without any delay.

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    2


    , hyderabad
    Reviewed on Feb 25, 2020

  • Kotak

    There are some issue with the Kotak Mahindra bank because i cannot pre-close the loan within 1 year. Their interest rates are quite high. I had a requirement of money 1 year before since there was a marriage. My salary account is in kotak Mahindra bank and they have provided instant loan option hence my loan got transferred within half an hour.

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    1

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    , ghaziabad
    Reviewed on Feb 24, 2020

  • Kotak

    On March 2019 I have taken a personal loan from KOTAK Bank. Applied via net banking so the process was done on easy by 2 days an expected amount was received, the tenure period of 2 years. The rate of interest is nominal. Once I have faced late payment charges are applicable of 700 rupees. EMI need to pay of Rs. 3,842. Pre closure is avail after 6 months with some charges.

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    1


    , bangalore
    Reviewed on Feb 24, 2020

  • Kotak

    I have taken a personal loan from KOTAK MAHINDRA Bank directly. The loan amount was Rs. 2L and the rate of interest was high EMI 6200, pre closure charges are there after 1 year. Documentation was done within 2-3 minutes, customer service was good.

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    7


    , bangalore
    Reviewed on Feb 17, 2020

  • Kotak

    Kotak Mahindra bank has given me a better interest rate with the shortest time so that I opted the personal loan from this bank. They offered me a interest rate of 11%. I got the loan amount of Rs. 9L and they have provided the loan on time. I can do the pre- closure after 1 year with a huge amount of additional charges.

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    2


    , bangalore
    Reviewed on Feb 14, 2020

  • Kotak

    I use to maintain good credit score, so KOTAK has offered a personal loan on 7 months back. The loan was pre approved hence they have sanctioned the loan within 2-3 days. The amount was sufficient with tenure period of 5 years. There is an option of pre closure for this loan. The rate of interest is nominal.

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    2


    , bangalore
    Reviewed on Feb 14, 2020

  • Kotak

    I have taken personal loan directly through Kotak Mahindra Bank.The rate of interest and the processing fee was nominal .without any delay got this loan and this was a pre approval loan .I have submitted thedocuments on time and this loan is still active on my account .

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    4


    , bangalore
    Reviewed on Feb 10, 2020

  • Kotak

    I have applied a personal loan from Kotak Bank through online. The rate of interest was too high, at that time i need money so i accepted. The loan amount was Rs. 2L with the tenure of 3 years and i am paying EMI 5400. Based on my credit card they given a loan without blocking the card, customer service was very good. Within a minute i got this loan and its pre approved.

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    5


    , vizianagaram
    Reviewed on Feb 04, 2020

  • Kotak

    I have applied a personal loan directly from KOTAK bank. Based on my credit card i got this loan offer and it was pre approval loan. The loan amount was Rs. 60k the rate of interest was nominal and i opted tenure for 6 months. I am paying EMI 11K something, now i completed this loan. Actually the process was very nice and comfortable, so within 5 working days i received the amount. The customer service was good.

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    2


    , raipur
    Reviewed on Feb 03, 2020

  • Kotak

    I have no specific reason for choosing the personal loan from Kotak Mahindra bank. I have got the loan in 15 days. I have applied this loan mainly for medical expenses. The documentation and verification process are smooth. I have selected the duration of 5 years to close this loan. I can pre-close my loan any time without any locking period.

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    5


    , pune
    Reviewed on Jan 31, 2020

  • Kotak

    I have applied KOTAK bank personal loan through online but it took long time to process the application more than 3 weeks. The bank executive should have a follow up on the application and need to reduce the processing time. I have opted for loan amount 2L with the rate of interest 10.75% and tenure of 4 years.

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    2


    , mumbai
    Reviewed on Jan 31, 2020

  • Kotak

    I applied for Kotak Mahindra Bank personal loan through online.The process was fast and received the loan on time. I opted for the loan amount 5 Lahks and the interest rate was normal. Pre closure and part payment can be done only after 1 year.

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    5


    , bangalore
    Reviewed on Jan 30, 2020