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House Mortgage Sri Lanka | Business Financial institution of Ceylon PLC


The Necessities

  • Mortgage approval inside 3 days

  • Reductions on constructing supplies

  • Loans to construct, buy,  renovate or settle an current House Mortgage

  • NRFC account holders can receive overseas forex House Loans. Click on right here for particulars »



Advantages of a Business Financial institution House Mortgage

  • Particular reductions as much as 35% for constructing supplies together with Roofing sheets, Cement & allied merchandise, Paints & allied merchandise, Ground/ Wall tiles, allied electrical equipment, Wooden care merchandise, Toilet fittings & equipment and PVC pipes & fittings, {Hardware} objects for loans obtained for development

  • Mortgage approval in 3 days with none further prices

  • Longer compensation interval

  • Versatile strategy and quick approval

  • Engaging and aggressive low rates of interest

  • Comfort of our island huge department community


House Loans can be found for,

  • Buying a home, condo or land

  • Constructing a home

  • Finishing {a partially} constructed home

  • Renovate, prolong or full a home 

  • Paying off an current dwelling associated loan



You need to have a daily month-to-month revenue (minimal Rs 25,000), individually or collectively along with your partner. This revenue must be adequate to satisfy the month-to-month loan dedication in addition to residing and different bills.


Mortgage quantity

Relying in your want and revenue, you could possibly borrow from Rs 500,000/- as much as Rs 50.0 million. Even when your requirement is in extra of Rs 50.0 million, you possibly can nonetheless negotiate along with your department supervisor for a better quantity.



Relying in your age you could possibly agree for a compensation interval of as much as 20 years. Additionally, you possibly can choose from 2 modes of cost:

  • Equated month-to-month installments – the place your capital plus curiosity is a hard and fast sum

  • Fastened month-to-month installments     –  the place you pay again your capital in equal installments plus curiosity on lowering steadiness

Read about:   What Happens When Interest Rates Go Up


House Loans for professionals

  • Medical Officers registered with Sri Lanka Medical Council

  • Chartered Engineers, Chartered Architects

  • Chartered Accountants ( Members of  CA Sri Lanka/ ACCA / CIMA-UK)

  • Attorneys at Regulation,  Software program Engineers

  • Pilots licensed underneath Air Navigation Act

  • Navigation Officers (Marine Officer/ Deck Officer)

  • Researcher or Senior Educational (acknowledged as an accredited skilled)

are eligible for an rate of interest decrease than the revealed rates of interest


House Loans to buy condominium 

We’ve got tied up with a few of Sri Lanka’s main Condominium Property Builders to help the aspirations of Sri Lankans searching for to buy residences a number of common areas in Colombo, suburbs and in Kandy.

You possibly can receive as much as 80% of the worth of an condo at aggressive rates of interest with versatile compensation choices, and that the loans could be disbursed inside every week from the date of utility the place there exists tripartite agreements between the Financial institution, the Borrower and the Developer.

You solely want to offer the Gross sales and Buy Settlement alongside along with your private and revenue associated info to use for the loan. Loans could be granted in Sri Lankan Rupees or in International Foreign money (accessible just for Sri Lankans who’re employed Overseas) relying on the your alternative and International Foreign money Loans could be repaid in the identical forex, via NRFC accounts.

Condominium Residences >>



Phrases & Situations apply
Product info and phrases & situations are topic to vary on occasion. Due to this fact, it’s advisable to contact the department nearest to you for the newest info and prevailing phrases & situations.

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