Home Loan Services

Home Loan Services, Home Loan – Ruloans Distribution Services Pvt. Ltd., Mumbai

Home Loan Services, Home Loan – Ruloans Distribution Services Pvt. Ltd., Mumbai | ID: 11169667830

Product Description

To furnish the ever increasing and diversified demands of our clients, we are able to offer provide top class services for Home Loan Services. Due to their promptness, these services are enormously acclaimed and admired. As well, we guarantee that through our services we’ll earn the faith of our customers because of our devotion and commitment towards completing our tasks.

Home Loan Services are given to individuals who are interested in buying/constructing houses. It is supported by banks or financial institutions who loan a certain amount, based on the need of the individual. Loans can be applied for purchase, construction or improvement of homes.

Characteristic of Home Loan:

  • The asset i.e. your home/property is pledged as security collateral. In case of failure of payment of the loan on a timely basis, the bank/lender would be entitled to retrieve the asset.
  • The loan amount varies, with minimum amount being Rs 2,00,000/-
  • The repayment time period, which ranges upto 30 years, is fixed based on the amount taken as loan and includes the outstanding principal plus the interest costs.
  • The principal amount and the interest together constitute the EMI (Equated Monthly Installment) of the loan.
  • The loan charges include registration charge, fee for processing, prepayment penalty, commitment charge and miscellaneous charges for documentation & consultation.

Types of Home Loan. There is a home loan for every requirement, take a look:

  • Home Purchase Loans
  • Land Purchase Loans
  • Home Construction Loans
  • Home Improvement Loans
  • Home Conversion Loans
  • Home Extension Loans
  • Bridge Loans
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Documents Required for Home Loan:

  • Duly signed and filled application form
  • Passport-size photograph
  • Statements of investments, if any
  • Copy of plan approved for the proposed construction/extension
  • Cost estimation or valuation report from the bank”s (or finance company”s) panel CA
  • Allotment letter of housing board/NOC of the society/builder etc.
  • Bank statement and salary slips

In addition to these, you will have to also submit the following documents:

  • Identity and signature proof – Passport, Pan card, Driving License, Voter ID card, Aadhar card, employee identity card in case of government employees.
  • Address Proof – Bank statement, Rent Agreement, Voter ID card, Ration card, Passport, Driving License, telephone/electricity/water/credit card bill or Property tax.
  • Age Proof – Voter ID card, Secondary school leaving certificate (class 10), birth certificate, Passport, Aadhar Card, pension payment order or receipt of LIC policy.

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About the Company

Year of Establishment2000

Legal Status of FirmLimited Company (Ltd./Pvt.Ltd.)

Nature of BusinessService Provider

Annual TurnoverRs. 100 – 500 Crore

IndiaMART Member SinceOct 2015

GST27AAHCR3757M1ZR

Established in 2000, Ruloans Distribution Services Pvt. Ltd. is an illustrious enterprise instrumental in presenting top class services to our honored patrons. Some of the distinguished services provided by our enterprise comprise Personal Loan Services, Personal Loan Balance Transfer Services, Home Loan Services, Loan Against Property Services, Business Loan Services, Credit Card Services and many more. So as to ensure that provided services never leave behind any kind of faultiness, we have hired deft personnel which comprise knowledgeable personnel who plan and deliver our services and their associated strategies with supremacy. In addition, so as to retain reliability and precision in our services, these are delivered after understanding the demands and desires of our clients in the best possible way.

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