Historic Mortgage Rates: From 1981 to 2019 and Their Impact

Historic Mortgage Rates: From 1981 to 2019 and Their Impact

Talk about a toboggan ride.

U.S. historical mortgage rates from the early 1970s to 2019 have been on a decidedly downward trend.

The charts tell the story, painting a remarkable picture of the history of U.S. mortgage rates over the past five decades.

Over the long-term, the relationship between historical mortgage interest rates and current mortgage interest rates is tenuous, aside from the common theme that mortgage rates are a huge factor in determining if property buyers can achieve the American Dream of owning their own home.

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