First Choice Home Mortgage Reviews (Dec. 2020) | Home Purchase Mortgages

First Choice Home Mortgage Reviews (Dec. 2020) | Home Purchase Mortgages

 

This business has not yet been claimed by the owner or a representative.

First Choice Home Mortgage is not affiliated with SuperMoney. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

“>
Unaffiliated

This business has not yet been claimed by the owner or a representative.

First Choice Home Mortgage is not affiliated with SuperMoney. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

“>
Unaffiliated

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend First Choice Home Mortgage to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Loan Amount Up to $3,000,000
Loan Term (Years) N/A

First Choice Home Mortgage Review

First Choice Home Mortgage is offered by First Choice Loan Services (NMLS #210764),

a direct lender

founded in 2010 and based in East Brunswick, NJ.

First Choice Home Mortgage is available in
48 states (and Washington, DC).

First Choice Home Mortgage FAQ

How much can you borrow via First Choice Home Mortgage?

First Choice Home Mortgage allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

Does First Choice Home Mortgage charge a mortgage origination fee?

Yes, First Choice Home Mortgage may charge a loan origination fee.

What mortgage programs does First Choice Home Mortgage offer?

First Choice Home Mortgage offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home’s value for American military members, veterans, and their spouses.

What property usage types does First Choice Home Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. First Choice Home Mortgage allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Investment properties and house flipping projects
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website.

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 48 states and Washington, D.C.

  • Alabama
  • Alaska
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Loan Amount Up to $3,000,000
Interest Rate Types Offered N/A
Mortgage Programs
Terms 15, 30

Read about:   Down Fee Calculator | Down Fee Wanted for Dwelling