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FHA Government Loans for the state of Georgia

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We encourage users to use the free NMLS Consumer Access Link to  confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state. 

FHA loans have been
helping Georgia residents since 1934 

 


A licensed


Georgia FHA Lender


can offer you a better loan
including:

Low down
payments (if any)

24 Hour
Pre-Approval

Low closing
costs

Easier
credit qualifying

48 hour
Streamline Refinancing

 


Georgia First Time Home Buyer Loan

This FHA loan program was created to
help increase homeownership. The FHA
program makes buying a home easier and
less expensive than any other types of
real estate mortgage home loan programs

.



Buy a home in Georgia with  help
from a Family Member

When buying a home, almost every lender
will want to know where your down
payment came from. If someone in your
family is helping you with that down
payment, it is called a Gift of
Equity, a special FHA loan
program.


Georgia FHA Refinance to a Lower
Rate


Lowering your monthly mortgage
payment is easier than ever as
mortgage interest rates continue
to set new record lows almost
every week for more than two
month.



 


Georgia FHA Debt
Consolidation


An FHA Debt Consolidation
Loan can change your
life, and we can connect you
to an FHA Home Lending
expert to talk over your
financial situation so you
are not left to figure out
everything completely on
your own.  

 

Georgia FHA
Home Loan

How it works:

 

√   

Determine the type of
FHA Government Loan that best fits
your needs.

 

√   
   Complete an easy 2
minute application form.

 

√   
We
will forward your application to one and
only one
 FHA Approved
Lender who can best help you based
upon:

 

  • The type of loan you
    requested

  • Your down-payment (if
    purchase loan)

  • The location (State) your
    property is located

  • Your credit history

  • The best rate available for
    your loan

 

√   
An
FHA Loan Specialist
will respond within 1 business day. They will
explain what type of loan you are approved for,
and the options available to you. 

 

√   
Immediately that same
day, the FHA
Lender
will overnight your pre-approval letter to you.

 

√   
Review with no
obligations your FHA
Loan Pre-approval
and locked rate. 

 

Note–
It is very important that you keep this letter.
It is your official pre-approval on bank
letterhead with your ‘locked rate’, and if
purchasing a house, it is equally important that
you present this letter to the real estate agent
to confirm your pre-qualification status. 
  
         


Georgia FHA Lending Limits 2018

Georgia Median Home Sale
Price Price

$171,000

 

County Name Single Duplex 3 Unit 4 Unit
APPLING $275,665 $352,950 $426,625 $530,150
ATKINSON $275,665 $352,950 $426,625 $530,150
BACON $275,665 $352,950 $426,625 $530,150
BAKER $275,665 $352,950 $426,625 $530,150

   ALBANY, GA
BALDWIN $275,665 $352,950 $426,625 $530,150

   MILLEDGEVILLE, GA
BANKS $275,665 $352,950 $426,625 $530,150
BARROW $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
BARTOW $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
BEN HILL $275,665 $352,950 $426,625 $530,150

   FITZGERALD, GA
BERRIEN $275,665 $352,950 $426,625 $530,150
BIBB $275,665 $352,950 $426,625 $530,150

   MACON, GA
BLECKLEY $275,665 $352,950 $426,625 $530,150
BRANTLEY $275,665 $352,950 $426,625 $530,150

   BRUNSWICK, GA
BROOKS $275,665 $352,950 $426,625 $530,150

   VALDOSTA, GA
BRYAN $275,665 $352,950 $426,625 $530,150

   SAVANNAH, GA
BULLOCH $275,665 $352,950 $426,625 $530,150

   STATESBORO, GA
BURKE $275,665 $352,950 $426,625 $530,150

   AUGUSTA-RICHMOND , GA-SC
BUTTS $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
CALHOUN $275,665 $352,950 $426,625 $530,150

   NON-METRO
CAMDEN $275,665 $352,950 $426,625 $530,150

   ST. MARYS, GA
CANDLER $275,665 $352,950 $426,625 $530,150
CARROLL $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
CATOOSA $275,665 $352,950 $426,625 $530,150

   CHATTANOOGA, TN-GA
CHARLTON $275,665 $352,950 $426,625 $530,150
CHATHAM $275,665 $352,950 $426,625 $530,150

   SAVANNAH, GA
CHATTAHOOCHEE $289,800 $371,000 $448,450 $557,300

   COLUMBUS, GA-AL
CHATTOOGA $275,665 $352,950 $426,625 $530,150

   SUMMERVILLE, GA
CHEROKEE $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
CLARKE $320,850 $410,750 $496,500 $617,000

   ATHENS-CLARKE , GA
CLAY $275,665 $352,950 $426,625 $530,150
CLAYTON $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
CLINCH $275,665 $352,950 $426,625 $530,150
COBB $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
COFFEE $275,665 $352,950 $426,625 $530,150

   DOUGLAS, GA
COLQUITT $275,665 $352,950 $426,625 $530,150

   MOULTRIE, GA
COLUMBIA $275,665 $352,950 $426,625 $530,150

   AUGUSTA-RICHMOND , GA-SC
COOK $275,665 $352,950 $426,625 $530,150
COWETA $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
CRAWFORD $275,665 $352,950 $426,625 $530,150

   MACON, GA
CRISP $275,665 $352,950 $426,625 $530,150

   CORDELE, GA
DADE $275,665 $352,950 $426,625 $530,150

   CHATTANOOGA, TN-GA
DAWSON $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
DECATUR $275,665 $352,950 $426,625 $530,150

   BAINBRIDGE, GA
DEKALB $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
DODGE $275,665 $352,950 $426,625 $530,150
DOOLY $275,665 $352,950 $426,625 $530,150
DOUGHERTY $275,665 $352,950 $426,625 $530,150

   ALBANY, GA
DOUGLAS $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
EARLY $275,665 $352,950 $426,625 $530,150

   NON-METRO
ECHOLS $275,665 $352,950 $426,625 $530,150

   VALDOSTA, GA
EFFINGHAM $275,665 $352,950 $426,625 $530,150

   SAVANNAH, GA
ELBERT $275,665 $352,950 $426,625 $530,150
EMANUEL $275,665 $352,950 $426,625 $530,150
EVANS $275,665 $352,950 $426,625 $530,150
FANNIN $275,665 $352,950 $426,625 $530,150
FAYETTE $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
FLOYD $275,665 $352,950 $426,625 $530,150

   ROME, GA
FORSYTH $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
FRANKLIN $275,665 $352,950 $426,625 $530,150
FULTON $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
GILMER $275,665 $352,950 $426,625 $530,150
GLASCOCK $275,665 $352,950 $426,625 $530,150
GLYNN $275,665 $352,950 $426,625 $530,150

   BRUNSWICK, GA
GORDON $275,665 $352,950 $426,625 $530,150

   CALHOUN, GA
GRADY $275,665 $352,950 $426,625 $530,150
GREENE $515,200 $659,550 $797,250 $990,800
GWINNETT $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
HABERSHAM $275,665 $352,950 $426,625 $530,150

   CORNELIA, GA
HALL $275,665 $352,950 $426,625 $530,150

   GAINESVILLE, GA
HANCOCK $275,665 $352,950 $426,625 $530,150

   MILLEDGEVILLE, GA
HARALSON $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
HARRIS $289,800 $371,000 $448,450 $557,300

   COLUMBUS, GA-AL
HART $275,665 $352,950 $426,625 $530,150
HEARD $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
HENRY $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
HOUSTON $275,665 $352,950 $426,625 $530,150

   WARNER ROBINS, GA
IRWIN $275,665 $352,950 $426,625 $530,150
JACKSON $275,665 $352,950 $426,625 $530,150

   JEFFERSON, GA
JASPER $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
JEFF DAVIS $275,665 $352,950 $426,625 $530,150
JEFFERSON $275,665 $352,950 $426,625 $530,150
JENKINS $275,665 $352,950 $426,625 $530,150
JOHNSON $275,665 $352,950 $426,625 $530,150

   DUBLIN, GA
JONES $275,665 $352,950 $426,625 $530,150

   MACON, GA
LAMAR $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
LANIER $275,665 $352,950 $426,625 $530,150

   VALDOSTA, GA
LAURENS $275,665 $352,950 $426,625 $530,150

   DUBLIN, GA
LEE $275,665 $352,950 $426,625 $530,150

   ALBANY, GA
LIBERTY $275,665 $352,950 $426,625 $530,150

   HINESVILLE, GA
LINCOLN $275,665 $352,950 $426,625 $530,150

   AUGUSTA-RICHMOND , GA-SC
LONG $275,665 $352,950 $426,625 $530,150

   HINESVILLE, GA
LOWNDES $275,665 $352,950 $426,625 $530,150

   VALDOSTA, GA
LUMPKIN $275,665 $352,950 $426,625 $530,150
MACON $275,665 $352,950 $426,625 $530,150

   NON-METRO
MADISON $320,850 $410,750 $496,500 $617,000

   ATHENS-CLARKE , GA
MARION $289,800 $371,000 $448,450 $557,300

   COLUMBUS, GA-AL
MCDUFFIE $275,665 $352,950 $426,625 $530,150

   AUGUSTA-RICHMOND , GA-SC
MCINTOSH $275,665 $352,950 $426,625 $530,150

   BRUNSWICK, GA
MERIWETHER $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
MILLER $275,665 $352,950 $426,625 $530,150
MITCHELL $275,665 $352,950 $426,625 $530,150
MONROE $275,665 $352,950 $426,625 $530,150

   MACON, GA
MONTGOMERY $275,665 $352,950 $426,625 $530,150

   VIDALIA, GA
MORGAN $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
MURRAY $275,665 $352,950 $426,625 $530,150

   DALTON, GA
MUSCOGEE $289,800 $371,000 $448,450 $557,300

   COLUMBUS, GA-AL
NEWTON $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
OCONEE $320,850 $410,750 $496,500 $617,000

   ATHENS-CLARKE , GA
OGLETHORPE $320,850 $410,750 $496,500 $617,000

   ATHENS-CLARKE , GA
PAULDING $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
PEACH $275,665 $352,950 $426,625 $530,150

   WARNER ROBINS, GA
PICKENS $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
PIERCE $275,665 $352,950 $426,625 $530,150

   WAYCROSS, GA
PIKE $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
POLK $275,665 $352,950 $426,625 $530,150

   CEDARTOWN, GA
PULASKI $275,665 $352,950 $426,625 $530,150

   WARNER ROBINS, GA
PUTNAM $275,665 $352,950 $426,625 $530,150
QUITMAN $275,665 $352,950 $426,625 $530,150
RABUN $275,665 $352,950 $426,625 $530,150
RANDOLPH $275,665 $352,950 $426,625 $530,150
RICHMOND $275,665 $352,950 $426,625 $530,150

   AUGUSTA-RICHMOND , GA-SC
ROCKDALE $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
SCHLEY $275,665 $352,950 $426,625 $530,150

   AMERICUS, GA
SCREVEN $275,665 $352,950 $426,625 $530,150

   NON-METRO
SEMINOLE $275,665 $352,950 $426,625 $530,150
SPALDING $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
STEPHENS $275,665 $352,950 $426,625 $530,150

   TOCCOA, GA
STEWART $275,665 $352,950 $426,625 $530,150
SUMTER $275,665 $352,950 $426,625 $530,150

   AMERICUS, GA
TALBOT $275,665 $352,950 $426,625 $530,150
TALIAFERRO $275,665 $352,950 $426,625 $530,150
TATTNALL $275,665 $352,950 $426,625 $530,150

   NON-METRO
TAYLOR $275,665 $352,950 $426,625 $530,150
TELFAIR $275,665 $352,950 $426,625 $530,150
TERRELL $275,665 $352,950 $426,625 $530,150

   ALBANY, GA
THOMAS $275,665 $352,950 $426,625 $530,150

   THOMASVILLE, GA
TIFT $275,665 $352,950 $426,625 $530,150

   TIFTON, GA
TOOMBS $275,665 $352,950 $426,625 $530,150

   VIDALIA, GA
TOWNS $275,665 $352,950 $426,625 $530,150
TREUTLEN $275,665 $352,950 $426,625 $530,150

   NON-METRO
TROUP $275,665 $352,950 $426,625 $530,150

   LAGRANGE, GA
TURNER $275,665 $352,950 $426,625 $530,150
TWIGGS $275,665 $352,950 $426,625 $530,150

   MACON, GA
UNION $275,665 $352,950 $426,625 $530,150
UPSON $275,665 $352,950 $426,625 $530,150

   THOMASTON, GA
WALKER $275,665 $352,950 $426,625 $530,150

   CHATTANOOGA, TN-GA
WALTON $358,800 $459,300 $555,200 $690,000

   ATLANTA-SANDY SPRINGS-ROSWELL, GA
WARE $275,665 $352,950 $426,625 $530,150

   WAYCROSS, GA
WARREN $275,665 $352,950 $426,625 $530,150
WASHINGTON $275,665 $352,950 $426,625 $530,150
WAYNE $275,665 $352,950 $426,625 $530,150

   JESUP, GA
WEBSTER $275,665 $352,950 $426,625 $530,150
WHEELER $275,665 $352,950 $426,625 $530,150
WHITE $275,665 $352,950 $426,625 $530,150
WHITFIELD $275,665 $352,950 $426,625 $530,150

   DALTON, GA
WILCOX $275,665 $352,950 $426,625 $530,150

   NON-METRO
WILKES $275,665 $352,950 $426,625 $530,150
WILKINSON $275,665 $352,950 $426,625 $530,150
WORTH $275,665 $352,950 $426,625 $530,150

   ALBANY, GA

FHA Loan Information

 


The FHA does not lend money.
The FHA (Federal
Housing Administration) is part of HUD &
backs individual Approved
Lenders.

 


Our responsibility is to help you find the best FHA
Approved Lender who can help you secure
financing.

 


 When
you fill in our short application we will provide
your information to one, (and
only one)  FHA
Approved Lender who can help you based upon many
factors, including your Credit
Score, your State
Location, and the Type
of Loan you apply for. Our responsibility is
to help you find the best FHA
Approved Lender who can help you secure
financing.

 

Note: We
are not affiliated with the Federal Housing
Administration, the Department of
Housing
and Urban Development, or
any other government agency. We are an FHA
Educational Resource.


 Read more 
FHA Information

 

FHA News & Information

Last week’s drop in interest rates
sparked a surge in purchase mortgage
application volume for the first time in
over a month.

Read about:   What the virus outbreak means for home loans, mortgage rates

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