Best home loan rates: Deals from 1.69%

Westpac Flexi First Option Home Loan
<="://.../-----#35106-38-422-78-99381389"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--315."=""=""/><="__"><="_"=""="://...//-/----------.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2235106-38-422-78-99381389%22%2%22_%22%3%22%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-----#35106-38-422-78-99381389"="-__-"="">“>

2.29%

2.72%

$0

$8 monthly ($96 p.a.)

95%

$577.55

<="://.../-----#35106-38-422-78-99381389"="-__-"="">“/>

Up to $3,000 refinance cashback.
A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.

ANZ Breakfree Package Home Loan Fixed
<="://.../-----#1868-962-483-800-6521"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--140."=""=""/><="__"><="_"=""="://...//-/-----3-----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%221868-962-483-800-6521%22%2%22_%22%3%22%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-----#1868-962-483-800-6521"="-__-"="">“>

2.04%

3.83%

$0

$395 p.a.

80%

$558.56

<="://.../-----#1868-962-483-800-6521"="-__-"="">“/>

Pay no application fee and fix your interest for 3 years with this ANZ package home loan.

HSBC Fixed Rate Home Loan
<="://.../----#2101870-2881-46-893-6807"><="65"="0"=":/+;64,24003353595903593=="-="://16..////-140."=""=""/><="__"><="_"=""="://...//-/-2-----80----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%222101870-2881-46-893-6807%22%2%22_%22%3%22%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../----#2101870-2881-46-893-6807"="-__-"="">“>

1.88%

2.86%

$0

$0 p.a.

80%

$546.6

<="://.../----#2101870-2881-46-893-6807"="-__-"="">“/>

$3,288 refinance cashback offer
Lock in a low fixed rate for 2 years and buy your home with a 20% deposit. Eligible refinancers borrowing $250,000 or more can get a $3,288 cashback. Terms and conditions apply.

St.George Basic Home Loan
<="://.../----#036488-9841-47-646-4965970"><="65"="0"=":/+;64,24003353595903593=="-="://16..////---140."="."=""/><="__"><="_"=""="://...//-/------60--80----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22036488-9841-47-646-4965970%22%2%22_%22%3%22.%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"="."><="://.../----#036488-9841-47-646-4965970"="-__-"=".">“>

2.49%

2.51%

$0

$0 p.a.

80%

$593.01

<="://.../----#036488-9841-47-646-4965970"="-__-"=".">“/>

Up to $4,000 refinance cashback
With this competitive variable rate loan from St.George, refinancers borrowing $250,000+ can get up to $4,000 cashback and borrow up to 80% of the property’s value (terms, conditions & exclusions apply).

ANZ Simplicity PLUS Home Loan
<="://.../-----#-510-4878-900-1935773"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--140."=""=""/><="__"><="_"=""="://...//-/----80------.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22-510-4878-900-1935773%22%2%22_%22%3%22%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-----#-510-4878-900-1935773"="-__-"="">“>

2.72%

2.76%

$0

$0 p.a.

80%

$611.08

<="://.../-----#-510-4878-900-1935773"="-__-"="">“/>

Get a low variable rate from a ANZ and save money with $0 application or ongoing fees. Requires a 20% deposit.

UBank UHomeLoan Fixed
<="://.../-----#0686-630-4309-62-8576319"><="65"="0"=":/+;64,24003353595903593=="-="://16../-/552000697."=""=""/><="__"><="_"=""="://...//-/---3-----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%220686-630-4309-62-8576319%22%2%22_%22%3%22%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-----#0686-630-4309-62-8576319"="-__-"="">“>

1.75%

2.22%

$0

$0 p.a.

80%

$537

<="://.../-----#0686-630-4309-62-8576319"="-__-"="">“/>

This very low fixed rate is only available until 29 April 2021. Other conditions apply. A competitive fixed rate loan with no ongoing fees. Requires a 20% deposit

Athena Variable Home  Loan
<="://.../---#23825-535-407-841-9622024985"><="65"="0"=":/+;64,24003353595903593=="-="://16../-/55239."=""=""/><="__"><="_"=""="://...//-/----60-----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2223825-535-407-841-9622024985%22%2%22_%22%3%22%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../---#23825-535-407-841-9622024985"="-__-"="">“>

2.19%

2.19%

$0

$0 p.a.

60%

$569.91

<="://.../---#23825-535-407-841-9622024985"="-__-"="">“/>

Owner occupiers with 40% deposits or equity can get this competitive variable rate loan. No upfront or ongoing fees.

Suncorp Home Package Plus Fixed
<="://.../------#6776137-551-40-96-5373851"><="65"="0"=":/+;64,24003353595903593=="-="://16..////-2-140."=""=""/><="__"><="_"=""="://...//-/-----2-----150--80---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%226776137-551-40-96-5373851%22%2%22_%22%3%22%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../------#6776137-551-40-96-5373851"="-__-"="">“>

1.89%

2.85%

$0

$0 p.a.

80%

$547.35

<="://.../------#6776137-551-40-96-5373851"="-__-"="">“/>

Lock in a low fixed rate loan for two years and get the annual package fee waived in the first year. Available for borrowers with 20% deposits.

HSBC Home Value Loan
<="://.../---#533142-673-427-553-078504"><="65"="0"=":/+;64,24003353595903593=="-="://16..////-140."=""=""/><="__"><="_"=""="://...//-/------.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22533142-673-427-553-078504%22%2%22_%22%3%22%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../---#533142-673-427-553-078504"="-__-"="">“>

2.44%

2.45%

$0

$0 p.a.

80%

$589.12

<="://.../---#533142-673-427-553-078504"="-__-"="">“/>

$3,288 refinance cashback offer
Get a low interest variable rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online. If you’re refinancing $250,000 or above you can get a $3,288 cashback. Terms and conditions apply.

Westpac Fixed Option Home Loan Premier Advantage Package
<="://.../-------#412-4-498-880-9803224"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--315."=""=""/><="__"><="_"=""="://...//-/--------2----70---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22412-4-498-880-9803224%22%2%22_%22%3%22%2%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-------#412-4-498-880-9803224"="-__-"="">“>

1.89%

3.46%

$0

$395 p.a.

95%

$547.35

<="://.../-------#412-4-498-880-9803224"="-__-"="">“/>

Up to $3,000 refinance cashback.
Eligible borrowers refinancing $250,000 or more can get up to $3,000 cashback. Other conditions apply.

loans.com.au Smart Booster Discount Variable Home Loan
<="://.../------#374195-055-4905-89-38315899"><="65"="0"=":/+;64,24003353595903593=="-="://16../-/60066006851."=".."=""/><="__"><="_"=""="://...//-/---------1----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22374195-055-4905-89-38315899%22%2%22_%22%3%22..%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=".."><="://.../------#374195-055-4905-89-38315899"="-__-"="..">“>

1.99%

2.47%

$0

$0 p.a.

80%

$554.81

<="://.../------#374195-055-4905-89-38315899"="-__-"="..">“/>

Home buyers can get a very low discounted variable rate for the first year. This loan has a revert rate of 2.48%. Requires a 20% deposit. Add an offset account for an additional 0.10% on your interest rate.

UBank UHomeLoan Fixed
<="://.../-----#40476-99-419-81-20566804"><="65"="0"=":/+;64,24003353595903593=="-="://16../-/552000697."=""=""/><="__"><="_"=""="://...//-/---1-----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2240476-99-419-81-20566804%22%2%22_%22%3%22%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-----#40476-99-419-81-20566804"="-__-"="">“>

1.99%

2.33%

$0

$0 p.a.

80%

$554.81

<="://.../-----#40476-99-419-81-20566804"="-__-"="">“/>

Fix your mortgage for 1 year with a very competitive rate and no ongoing fees.

St.George Fixed Rate Advantage Package
<="://.../-----#3330-662-41-8250-4834819252"><="65"="0"=":/+;64,24003353595903593=="-="://16..////---140."="."=""/><="__"><="_"=""="://...//-/-----2-----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%223330-662-41-8250-4834819252%22%2%22_%22%3%22.%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"="."><="://.../-----#3330-662-41-8250-4834819252"="-__-"=".">“>

1.84%

3.38%

$0

$395 p.a.

80%

$543.64

<="://.../-----#3330-662-41-8250-4834819252"="-__-"=".">“/>

Up to $4,000 refinance cashback
Borrowers with 20% deposits or equity can get this competitive fixed rate loan. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply).

Well Home Loans Balanced Fixed Home Loan
<="://.../----#62790-95-486-45-6654"><="65"="0"=":/+;64,24003353595903593=="-="://16..////----140."=""=""/><="__"><="_"=""="://...//-/-----1-----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2262790-95-486-45-6654%22%2%22_%22%3%22%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../----#62790-95-486-45-6654"="-__-"="">“>

1.89%

2.18%

$250

$0 p.a.

90%

$547.35

<="://.../----#62790-95-486-45-6654"="-__-"="">“/>

Owner occupiers can get a sharp fixed rate for the first year, plus an offset account. Available with a 10% deposit.

Macquarie Bank Basic Home Loan
<="://.../----#7672-39-44-16-10100572"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--140."=""=""/><="__"><="_"=""="://...//-/------60---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%227672-39-44-16-10100572%22%2%22_%22%3%22%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../----#7672-39-44-16-10100572"="-__-"="">“>

2.49%

2.49%

$0

$0 p.a.

60%

$593.01

<="://.../----#7672-39-44-16-10100572"="-__-"="">“/>

A competitive variable rate home loan for owner-occupiers. Requires a 40% deposit.

ME Flexible Home Loan Fixed with Members Package
<="://.../--------#0303316-87-4630-31-14572923"><="65"="0"=":/+;64,24003353595903593=="-="://16..////."=""=""/><="__"><="_"=""="://...//-/------2-------.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%220303316-87-4630-31-14572923%22%2%22_%22%3%22%2%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../--------#0303316-87-4630-31-14572923"="-__-"="">“>

1.99%

3.33%

$0

$395 p.a.

80%

$554.81

<="://.../--------#0303316-87-4630-31-14572923"="-__-"="">“/>

Lock in a competitive rate for owner occupiers for two years. Comes with a 100% offset account.

Suncorp Back to Basics Home Loan
<="://.../-----#1206301-0-4242-996-389785639"><="65"="0"=":/+;64,24003353595903593=="-="://16..////-2-140."=""=""/><="__"><="_"=""="://...//-/----------80---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%221206301-0-4242-996-389785639%22%2%22_%22%3%22%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-----#1206301-0-4242-996-389785639"="-__-"="">“>

Read about:   MySQL Loan Origination and Accurate Payment Stream Calculations · GitHub

2.44%

2.45%

$0

$0 p.a.

80%

$589.12

<="://.../-----#1206301-0-4242-996-389785639"="-__-"="">“/>

A competitive variable interest rate loan with low fees. The establishment fee is waived if you borrow $150,000 or more.

IMB Fixed Rate Home Loan
<="://.../----#40504-1621-455-25-24318721"><="65"="0"=":/+;64,24003353595903593=="-="://16..////---200."=""=""/><="__"><="_"=""="://...//-/----3---95---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2240504-1621-455-25-24318721%22%2%22_%22%3%22%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../----#40504-1621-455-25-24318721"="-__-"="">“>

1.97%

2.81%

$449

$6 monthly ($72 p.a.)

95%

$553.31

<="://.../----#40504-1621-455-25-24318721"="-__-"="">“/>

NSW and ACT customers only. 3 years fixed interest terms and free access to redraw facility online. Available with a 10% deposit.

Well Home Loans Balanced Variable
<="://.../----#493981-917-4806-45-5812565"><="65"="0"=":/+;64,24003353595903593=="-="://16..////----140."=""=""/><="__"><="_"=""="://...//-/--------.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22493981-917-4806-45-5812565%22%2%22_%22%3%22%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../----#493981-917-4806-45-5812565"="-__-"="">“>

2.17%

2.2%

$250

$0 p.a.

80%

$568.39

<="://.../----#493981-917-4806-45-5812565"="-__-"="">“/>

A very low interest rate for home buyers with 20% deposits saved. Add an offset account for a small fee.

homeloans.com.au Low Rate Home Loan with Offset
<="://.../--------#515-44-45-438-01557790"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--20083."=".."=""/><="__"><="_"=""="://...//-/---------60---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22515-44-45-438-01557790%22%2%22_%22%3%22..%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=".."><="://.../--------#515-44-45-438-01557790"="-__-"="..">“>

2.14%

2.16%

$0

$0 p.a.

60%

$566.11

<="://.../--------#515-44-45-438-01557790"="-__-"="..">“/>

A competitive rate with no application or ongoing fee. This loan is not available for construction.

UBank UHomeLoan Variable Rate
<="://.../---#741327-754-4925-8-9021922577"><="65"="0"=":/+;64,24003353595903593=="-="://16../-/550059."=""=""/><="__"><="_"=""="://...//-/--------.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22741327-754-4925-8-9021922577%22%2%22_%22%3%22%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../---#741327-754-4925-8-9021922577"="-__-"="">“>

2.34%

2.34%

$0

$0 p.a.

80%

$581.39

<="://.../---#741327-754-4925-8-9021922577"="-__-"="">“/>

Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.

Virgin Money Reward Me Fixed Rate Home Loan
<="://.../-------#6173309-214-43-92-8133782"><="65"="0"=":/+;64,24003353595903593=="-="://16../-/6006397404."=""=""/><="__"><-="://...//-/-.?=6173309-214-43-92-8133782&=155&=__&=-&_=++++++++-+2++%24300%2+++%28+%2+%26%29"=""="--------"="">“>

2.04%

2.79%

$300

$10 monthly ($120 p.a.)

80%

$558.56

“/>

$3,000 refinance cashback.
Buy your home and lock in a low rate for the first two years. Get a $3,000 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 27 February 2021 and settle by 27 August 2021.

Well Home Loans Balanced Fixed Home Loan
<="://.../----#953576-115-433-853-0106872"><="65"="0"=":/+;64,24003353595903593=="-="://16..////----140."=""=""/><="__"><="_"=""="://...//-/-----2----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22953576-115-433-853-0106872%22%2%22_%22%3%22%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../----#953576-115-433-853-0106872"="-__-"="">“>

1.95%

2.17%

$250

$0 p.a.

90%

$551.82

<="://.../----#953576-115-433-853-0106872"="-__-"="">“/>

A low fixed mortgage with an optional 100% offset account. Not available for construction purposes.

homeloans.com.au Low Rate Home Loan with Offset
<="://.../--------#5295-848-4-90-3578756186"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--20083."=".."=""/><="__"><="_"=""="://...//-/---------80---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%225295-848-4-90-3578756186%22%2%22_%22%3%22..%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=".."><="://.../--------#5295-848-4-90-3578756186"="-__-"="..">“>

2.24%

2.26%

$0

$0 p.a.

90%

$573.72

<="://.../--------#5295-848-4-90-3578756186"="-__-"="..">“/>

This loan offers a competitive variable rate and a 100% offset account to help save you on interest repayments. This loan is not available for construction.

CUA Achieve Variable Home Loan
<="://.../----#96-055-4737-99-370033"><="65"="0"=":/+;64,24003353595903593=="-="://16..////-."=""=""/><="__"><="_"=""="://...//-/------.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2296-055-4737-99-370033%22%2%22_%22%3%22%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../----#96-055-4737-99-370033"="-__-"="">“>

2.55%

2.6%

$600

$0 p.a.

95%

$597.7

<="://.../----#96-055-4737-99-370033"="-__-"="">“/>

Home buyers can get a competitive, low-fee variable rate plus a 100% offset account. Low deposit option available. Eligible new home buyers with low deposits can apply for the First Home Loan Deposit Scheme with this lender and avoid LMI costs.Eligible refinancers can get a $2,000 pre-paid credit card when they switch to CUA.
Westpac Fixed Option Home Loan Premier Advantage Package
<="://.../-------#26368-455-463-967-15103596"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--315."=""=""/><="__"><="_"=""="://...//-/------4---70---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2226368-455-463-967-15103596%22%2%22_%22%3%22%2%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-------#26368-455-463-967-15103596"="-__-"="">“>

1.99%

3.29%

$0

$395 p.a.

95%

$554.81

<="://.../-------#26368-455-463-967-15103596"="-__-"="">“/>

Up to $3,000 refinance cashback. Lock in a very low rate for four years with this owner occupier loan. Eligible borrowers refinancing $250,000 or more can get up to $3,000 cashback. Other conditions apply.

loans.com.au Fixed
<="://.../-----#069810-2-4720-670-3036864"><="65"="0"=":/+;64,24003353595903593=="-="://16../-/6006581348."=".."=""/><="__"><="_"=""="://...//-/----3-----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22069810-2-4720-670-3036864%22%2%22_%22%3%22..%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=".."><="://.../-----#069810-2-4720-670-3036864"="-__-"="..">“>

1.99%

2.7%

$0

$0 p.a.

80%

$554.81

<="://.../-----#069810-2-4720-670-3036864"="-__-"="..">“/>

Home buyers can lock in this low fixed rate for two years. This loan also allows extra repayments. Requires a 20% deposit.

Macquarie Bank Basic Fixed Home Loan
<="://.../-----#5940829-877-484-6-3209378652"><="65"="0"=":/+;64,24003353595903593=="-="://16../-/5011713."=""=""/><="__"><="_"=""="://...//-/----3---70---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%225940829-877-484-6-3209378652%22%2%22_%22%3%22%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-----#5940829-877-484-6-3209378652"="-__-"="">“>

2.09%

2.43%

$0

$0 p.a.

70%

$562.33

<="://.../-----#5940829-877-484-6-3209378652"="-__-"="">“/>

Get a low interest rate and a mortgage with flexible, basic features. No application or ongoing fees. Requires a 30% deposit.

Heritage Bank Fixed Rate Home Loan
<="://.../-----#54394-76-482-96-13482730"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--20080."=""=""/><="__"><="_"=""="://...//-/--2-------.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2254394-76-482-96-13482730%22%2%22_%22%3%22%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-----#54394-76-482-96-13482730"="-__-"="">“>

2.19%

4.23%

$600

$8 monthly ($96 p.a.)

95%

$569.91

<="://.../-----#54394-76-482-96-13482730"="-__-"="">“/>

Get a partial offset account and the option to make interest-only repayments.

St.George Fixed Rate Advantage Package
<="://.../-----#715-109-432-44-8579734791"><="65"="0"=":/+;64,24003353595903593=="-="://16..////---140."="."=""/><="__"><="_"=""="://...//-/----4-----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22715-109-432-44-8579734791%22%2%22_%22%3%22.%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"="."><="://.../-----#715-109-432-44-8579734791"="-__-"=".">“>

1.94%

3.21%

$0

$395 p.a.

80%

$551.07

<="://.../-----#715-109-432-44-8579734791"="-__-"=".">“/>

Up to $4,000 refinance cashback
Lock in a very low rate for four years. Requires a 20% deposit. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply).

Athena Variable Home  Loan
<="://.../---#54830070-1003-4037-618-04977924758"><="65"="0"=":/+;64,24003353595903593=="-="://16../-/55239."=""=""/><="__"><="_"=""="://...//-/----60-70-----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2254830070-1003-4037-618-04977924758%22%2%22_%22%3%22%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../---#54830070-1003-4037-618-04977924758"="-__-"="">“>

2.24%

2.21%

$0

$0 p.a.

70%

$573.72

<="://.../---#54830070-1003-4037-618-04977924758"="-__-"="">“/>

A low variable rate for owner occupiers with 30% deposits. No upfront or ongoing fees.

Newcastle Permanent Building Society  Premium Plus Package Fixed Rate
<="://.../------#213849-7204-449-3-31677240"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--315."=""=""/><="__"><="_"=""="://...//-/--1------------.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22213849-7204-449-3-31677240%22%2%22_%22%3%22%2%2%2%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../------#213849-7204-449-3-31677240"="-__-"="">“>

2.28%

3.84%

$0

$395 p.a.

95%

$576.78

<="://.../------#213849-7204-449-3-31677240"="-__-"="">“/>

$2,000 refinance cashback
Enjoy a competitive rate with no application fee for this package loan. $2,000 cashback for eligible refinancers borrowing $250,000 or more.

ME Flexible Home Loan Fixed with Members Package
<="://.../--------#351492-66-4535-73-182869"><="65"="0"=":/+;64,24003353595903593=="-="://16..////."=""=""/><="__"><="_"=""="://...//-/------3-------.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22351492-66-4535-73-182869%22%2%22_%22%3%22%2%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../--------#351492-66-4535-73-182869"="-__-"="">“>

Read about:   Who Owns the Home When Two Names are on the Mortgage?

2.09%

3.27%

$0

$395 p.a.

80%

$562.33

<="://.../--------#351492-66-4535-73-182869"="-__-"="">“/>

Get a low 3 year fixed rate with a 100% offset account and package discounts.

Greater Bank Great Rate Discount Variable with Family Pledge Home Loan
<="://.../----------#61615326-09-445-9-259007"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--."=""=""/><="__"><="_"=""="://...//-/------------110-.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2261615326-09-445-9-259007%22%2%22_%22%3%22%2%2%2%2%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../----------#61615326-09-445-9-259007"="-__-"="">“>

2.59%

2.6%

$0

$0 p.a.

110%

$600.83

<="://.../----------#61615326-09-445-9-259007"="-__-"="">“/>

Pay no deposit or LMI and get a discounted rate with this family pledge loan. Requires a family member to act as guarantor. NSW, QLD and ACT only.

IMB Budget Home Loan
<="://.../----#433-434-4-5-706148887"><="65"="0"=":/+;64,24003353595903593=="-="://16..////---200."=""=""/><="__"><="_"=""="://...//-/----80---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22433-434-4-5-706148887%22%2%22_%22%3%22%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../----#433-434-4-5-706148887"="-__-"="">“>

2.58%

2.64%

$449

$0 p.a.

80%

$600.05

<="://.../----#433-434-4-5-706148887"="-__-"="">“/>

A competitive variable rate for borrowers with 20% deposits saved. Available for NSW and ACT borrowers only.

Well Home Loans Balanced Fixed Home Loan
<="://.../----#80908-336-410-99-213273426"><="65"="0"=":/+;64,24003353595903593=="-="://16..////----140."=""=""/><="__"><="_"=""="://...//-/-----3----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2280908-336-410-99-213273426%22%2%22_%22%3%22%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../----#80908-336-410-99-213273426"="-__-"="">“>

2.29%

2.39%

$250

$0 p.a.

90%

$577.55

<="://.../----#80908-336-410-99-213273426"="-__-"="">“/>

A competitive 3 year investor rate with principal and interest repayments. Optional offset account with a $10 monthly fee. Not available for construction purposes.

homeloans.com.au Low Rate Home Loan with Offset
<="://.../--------#7830-88-401-98-20207575"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--20083."=".."=""/><="__"><="_"=""="://...//-/---------80---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%227830-88-401-98-20207575%22%2%22_%22%3%22..%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=".."><="://.../--------#7830-88-401-98-20207575"="-__-"="..">“>

2.69%

2.52%

$0

$0 p.a.

80%

$608.71

<="://.../--------#7830-88-401-98-20207575"="-__-"="..">“/>

A competitive rate with no application or ongoing fee. This loan is not available for construction.

ME Basic Home Loan
<="://.../----#7098-58-424-496-627249505"><="65"="0"=":/+;64,24003353595903593=="-="://16..////."=""=""/><="__"><="_"=""="://...//-/-----80---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%227098-58-424-496-627249505%22%2%22_%22%3%22%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../----#7098-58-424-496-627249505"="-__-"="">“>

2.58%

2.6%

$0

$0 p.a.

80%

$600.05

<="://.../----#7098-58-424-496-627249505"="-__-"="">“/>

This variable rate loan keeps the features simple and fees low. This loan is offered by a 100% online lender.

UBank UHomeLoan Fixed
<="://.../-----#21077-680-429-45-1023539"><="65"="0"=":/+;64,24003353595903593=="-="://16../-/552000697."=""=""/><="__"><="_"=""="://...//-/---1-----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2221077-680-429-45-1023539%22%2%22_%22%3%22%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-----#21077-680-429-45-1023539"="-__-"="">“>

2.14%

2.35%

$0

$0 p.a.

80%

$566.11

<="://.../-----#21077-680-429-45-1023539"="-__-"="">“/>

A one year fixed rate offer with no ongoing bank fees.

Heritage Bank Discount Variable Home Loan
<="://.../-----#60591-96-462-32-39355306"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--20080."=""=""/><="__"><="_"=""="://...//-/-------80----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2260591-96-462-32-39355306%22%2%22_%22%3%22%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-----#60591-96-462-32-39355306"="-__-"="">“>

2.59%

2.64%

$600

$0 p.a.

80%

$600.83

<="://.../-----#60591-96-462-32-39355306"="-__-"="">“/>

Family guarantee option available. Enjoy flexible repayments and a low minimum loan amount.

UBank UHomeLoan Fixed
<="://.../-----#27985-0166-42-833-3328497"><="65"="0"=":/+;64,24003353595903593=="-="://16../-/552000697."=""=""/><="__"><="_"=""="://...//-/---1----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2227985-0166-42-833-3328497%22%2%22_%22%3%22%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-----#27985-0166-42-833-3328497"="-__-"="">“>

2.14%

2.71%

$0

$0 p.a.

80%

$566.11

<="://.../-----#27985-0166-42-833-3328497"="-__-"="">“/>

Investors can enjoy flexible repayments and an easy application process with this pioneering online lender.

ME Flexible Home Loan Fixed
<="://.../-----#76422-03-47-89-316442"><="65"="0"=":/+;64,24003353595903593=="-="://16..////."=""=""/><="__"><="_"=""="://...//-/-----2------.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2276422-03-47-89-316442%22%2%22_%22%3%22%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-----#76422-03-47-89-316442"="-__-"="">“>

2.64%

4.65%

$0

$0 p.a.

80%

$604.76

<="://.../-----#76422-03-47-89-316442"="-__-"="">“/>

Lock in a competitive rate for 2 years, unlock package discounts and use a 100% offset account to minimise interest payments.

Heritage Bank Advantage Package Fixed
<="://.../-----#7522-64-42-9300-9808214"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--20080."=""=""/><="__"><="_"=""="://...//-/----1------.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%227522-64-42-9300-9808214%22%2%22_%22%3%22%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-----#7522-64-42-9300-9808214"="-__-"="">“>

2.39%

3.15%

$0

$350 p.a.

95%

$585.25

<="://.../-----#7522-64-42-9300-9808214"="-__-"="">“/>

Get a partial offset account and flexible repayments with this package loan.

homeloans.com.au Low Rate Home Loan with Offset
<="://.../--------#17893-74-442-8-1446970"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--20083."=".."=""/><="__"><="_"=""="://...//-/---------60---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2217893-74-442-8-1446970%22%2%22_%22%3%22..%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=".."><="://.../--------#17893-74-442-8-1446970"="-__-"="..">“>

2.59%

2.42%

$0

$0 p.a.

60%

$600.83

<="://.../--------#17893-74-442-8-1446970"="-__-"="..">“/>

Macquarie Bank Offset Home Loan Package
<="://.../-----#56464-377-4133-942-3076608"><="65"="0"=":/+;64,24003353595903593=="-="://16../-/50116."=""=""/><="__"><="_"=""="://...//-/-------60---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2256464-377-4133-942-3076608%22%2%22_%22%3%22%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-----#56464-377-4133-942-3076608"="-__-"="">“>

2.49%

2.76%

$0

$0 p.a.

60%

$593.01

<="://.../-----#56464-377-4133-942-3076608"="-__-"="">“/>

A sharp variable rate with low fees for borrowers with 40% deposits or refinancers with equity in their properties.

loans.com.au Smart Booster Discount Variable Home Loan
<="://.../-------#029831-3059-41-9109-5953793454"><="65"="0"=":/+;64,24003353595903593=="-="://16../-/60066065619."=".."=""/><="__"><="_"=""="://...//-/--------.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22029831-3059-41-9109-5953793454%22%2%22_%22%3%22..%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=".."><="://.../-------#029831-3059-41-9109-5953793454"="-__-"="..">“>

1.99%

2.71%

$0

$0 p.a.

80%

$554.81

<="://.../-------#029831-3059-41-9109-5953793454"="-__-"="..">“/>

If you have an owner occupier loan with loans.com.au you can also get this very low rate variable mortgage for your investment property. Principal and interest repayments. Add an offset account for an additional 0.10% on your interest rate.

homeloans.com.au Low Rate Home Loan with Offset
<="://.../--------#69682-7-494-951-080930348"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--20083."=".."=""/><="__"><="_"=""="://...//-/---------90---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2269682-7-494-951-080930348%22%2%22_%22%3%22..%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=".."><="://.../--------#69682-7-494-951-080930348"="-__-"="..">“>

2.74%

2.76%

$0

$0 p.a.

90%

$612.67

<="://.../--------#69682-7-494-951-080930348"="-__-"="..">“/>

Access a fee-free offset account and a special interest rate for investors. This loan is not available for construction.

St.George Basic Home Loan
<="://.../----#2973-4-431-12-0229846"><="65"="0"=":/+;64,24003353595903593=="-="://16..////---140."="."=""/><="__"><="_"=""="://...//-/------80---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%222973-4-431-12-0229846%22%2%22_%22%3%22.%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"="."><="://.../----#2973-4-431-12-0229846"="-__-"=".">“>

2.54%

2.56%

$0

$0 p.a.

90%

$596.91

<="://.../----#2973-4-431-12-0229846"="-__-"=".">“/>

$2,000 cashback.
With this competitive variable rate loan from St.George, refinancers borrowing $250,000+ can get a $2,000 cashback (terms, conditions & exclusions apply)

Macquarie Bank Basic Fixed Home Loan
<="://.../-----#398590-2-44-815-48848961"><="65"="0"=":/+;64,24003353595903593=="-="://16../-/5011713."=""=""/><="__"><="_"=""="://...//-/----3---80---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22398590-2-44-815-48848961%22%2%22_%22%3%22%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-----#398590-2-44-815-48848961"="-__-"="">“>

2.19%

2.53%

$0

$0 p.a.

80%

$569.91

<="://.../-----#398590-2-44-815-48848961"="-__-"="">“/>

Borrow up to $750,000 with this basic 3 years fixed rate home loan.

homeloans.com.au Low Rate Home Loan with Offset
<="://.../--------#40442277-328-4-93-8907382"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--20083."=".."=""/><="__"><="_"=""="://...//-/---------80---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2240442277-328-4-93-8907382%22%2%22_%22%3%22..%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=".."><="://.../--------#40442277-328-4-93-8907382"="-__-"="..">“>

2.39%

2.41%

$0

$0 p.a.

80%

$585.25

<="://.../--------#40442277-328-4-93-8907382"="-__-"="..">“/>

This investment loan keeps fees low, has a sharp interest rate and comes with a 100% offset account. This loan is not available for construction.

IMB Budget Home Loan
<="://.../----#087-8694-4047-59-0078241"><="65"="0"=":/+;64,24003353595903593=="-="://16..////---200."=""=""/><="__"><="_"=""="://...//-/------90--.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22087-8694-4047-59-0078241%22%2%22_%22%3%22%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../----#087-8694-4047-59-0078241"="-__-"="">“>

2.68%

2.74%

$449

$0 p.a.

95%

$607.92

<="://.../----#087-8694-4047-59-0078241"="-__-"="">“/>

Read about:   Mortgage Curiosity Deduction: What Qualifies in 2021

NSW and ACT customers only. You can get an interest rate discount for a limited time with this competitive variable mortgage.

Newcastle Permanent Building Society Real Deal Home Loan
<="://.../-----#5659149-4-459-837-716527432"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--315."=""=""/><="__"><="_"=""="://...//-/-----------.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%225659149-4-459-837-716527432%22%2%22_%22%3%22%2%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-----#5659149-4-459-837-716527432"="-__-"="">“>

2.59%

2.63%

$595

$0 p.a.

80%

$600.83

<="://.../-----#5659149-4-459-837-716527432"="-__-"="">“/>

$2,000 refinance cashback
$2,000 cashback for eligible refinancers borrowing $250,000 or more.

UBank UHomeLoan Variable Rate
<="://.../---#2820-932-4711-9348-87481598"><="65"="0"=":/+;64,24003353595903593=="-="://16../-/550059."=""=""/><="__"><="_"=""="://...//-/--------.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%222820-932-4711-9348-87481598%22%2%22_%22%3%22%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../---#2820-932-4711-9348-87481598"="-__-"="">“>

2.74%

2.74%

$0

$0 p.a.

80%

$612.67

<="://.../---#2820-932-4711-9348-87481598"="-__-"="">“/>

Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.

Virgin Money Reward Me Variable Home Loan
<="://.../-------#60585-929-490-8-9617698"><="65"="0"=":/+;64,24003353595903593=="-="://16../-/60063920."=""=""/><="__"><-="://...//-/-.?=60585-929-490-8-9617698&=155&=__&=-&_=+++++++-++%2%89%4+60%25+%28++%24500++%2+%26%29"=""="--------"="">“>

2.59%

2.76%

$300

$10 monthly ($120 p.a.)

60%

$600.83

“/>

$3,000 refinance cashback.
A variable rate loan for owner occupiers with a 40% deposit (or equity) borrowing under $500,000. Get a $3,000 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 27 February 2021 and settle by 27 August 2021.

homeloans.com.au Low Rate Home Loan with Offset
<="://.../--------#55566-344-49-987-1478746"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--20083."=".."=""/><="__"><="_"=""="://...//-/---------60---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2255566-344-49-987-1478746%22%2%22_%22%3%22..%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=".."><="://.../--------#55566-344-49-987-1478746"="-__-"="..">“>

2.29%

2.31%

$0

$0 p.a.

60%

$577.55

<="://.../--------#55566-344-49-987-1478746"="-__-"="..">“/>

A competitive rate with no application or ongoing fee. This loan is not available for construction.

ME Flexible Home Loan Fixed
<="://.../-----#305-30-44-8-428784"><="65"="0"=":/+;64,24003353595903593=="-="://16..////."=""=""/><="__"><="_"=""="://...//-/---2-----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22305-30-44-8-428784%22%2%22_%22%3%22%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-----#305-30-44-8-428784"="-__-"="">“>

2.14%

3.95%

$0

$0 p.a.

80%

$566.11

<="://.../-----#305-30-44-8-428784"="-__-"="">“/>

Get a low fixed rate and pay no application or ongoing fees.

IMB Fixed Rate Home Loan
<="://.../----#74-104-483-7-2485030"><="65"="0"=":/+;64,24003353595903593=="-="://16..////---200."=""=""/><="__"><="_"=""="://...//-/---2----95----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2274-104-483-7-2485030%22%2%22_%22%3%22%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../----#74-104-483-7-2485030"="-__-"="">“>

2.09%

2.9%

$449

$6 monthly ($72 p.a.)

95%

$562.33

<="://.../----#74-104-483-7-2485030"="-__-"="">“/>

NSW and ACT customers only. Lock in a low fixed rate for two years. Available with a 5% deposit.

Newcastle Permanent Building Society  Premium Plus Package Fixed Rate
<="://.../------#1072-32-415-6-55567615"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--315."=""=""/><="__"><="_"=""="://...//-/--2------------.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%221072-32-415-6-55567615%22%2%22_%22%3%22%2%2%2%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../------#1072-32-415-6-55567615"="-__-"="">“>

2.48%

3.77%

$0

$395 p.a.

95%

$592.23

<="://.../------#1072-32-415-6-55567615"="-__-"="">“/>

$2,000 refinance cashback
Enjoy a discounted fixed rate and the ability to package the loan with other financial products. $2,000 cashback for eligible refinancers borrowing $250,000 or more.

homeloans.com.au Low Rate Home Loan with Offset
<="://.../--------#52-7-40-8051-0709"><="65"="0"=":/+;64,24003353595903593=="-="://16..////--20083."=".."=""/><="__"><="_"=""="://...//-/---------90---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2252-7-40-8051-0709%22%2%22_%22%3%22..%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=".."><="://.../--------#52-7-40-8051-0709"="-__-"="..">“>

2.59%

2.61%

$0

$0 p.a.

90%

$600.83

<="://.../--------#52-7-40-8051-0709"="-__-"="..">“/>

Save on interest with a free 100% offset account and buy your property with just a 10% deposit. This loan is not available for construction.

IMB Fixed Rate Home Loan
<="://.../----#34810-240-404-83-07022444"><="65"="0"=":/+;64,24003353595903593=="-="://16..////---200."=""=""/><="__"><="_"=""="://...//-/--3--90---.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%2234810-240-404-83-07022444%22%2%22_%22%3%22%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../----#34810-240-404-83-07022444"="-__-"="">“>

2.49%

3.36%

$449

$6 monthly ($72 p.a.)

90%

$593.01

<="://.../----#34810-240-404-83-07022444"="-__-"="">“/>

NSW and ACT customers only. A 3 years fixed rate investor which allows extra repayments to be made.

ME Flexible Home Loan With Member Package
<="://.../-------#6235-08-4098-291-8681487"><="65"="0"=":/+;64,24003353595903593=="-="://16..////."=""=""/><="__"><="_"=""="://...//-/-------.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%226235-08-4098-291-8681487%22%2%22_%22%3%22%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-------#6235-08-4098-291-8681487"="-__-"="">“>

2.59%

3.05%

$0

$395 p.a.

80%

$600.83

<="://.../-------#6235-08-4098-291-8681487"="-__-"="">“/>

A competitive variable rate package home loan with a 100% offset account. Eligible refinancers can get a $2,000 cashback.

UBank UHomeLoan Fixed
<="://.../-----#955531-127-4117-5-6045180"><="65"="0"=":/+;64,24003353595903593=="-="://16../-/552000697."=""=""/><="__"><="_"=""="://...//-/---1----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22955531-127-4117-5-6045180%22%2%22_%22%3%22%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../-----#955531-127-4117-5-6045180"="-__-"="">“>

2.29%

2.72%

$0

$0 p.a.

80%

$577.55

<="://.../-----#955531-127-4117-5-6045180"="-__-"="">“/>

Investors can enjoy flexible repayments and an easy application process with this pioneering online lender.

HSBC Home Value Loan
<="://.../---#408-9-44-724-38195717"><="65"="0"=":/+;64,24003353595903593=="-="://16..////-140."=""=""/><="__"><="_"=""="://...//-/-----90----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22408-9-44-724-38195717%22%2%22_%22%3%22%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../---#408-9-44-724-38195717"="-__-"="">“>

2.54%

2.55%

$0

$0 p.a.

90%

$596.91

<="://.../---#408-9-44-724-38195717"="-__-"="">“/>

A competitive value home loan with no ongoing fee.

Well Home Loans Balanced Fixed Home Loan
<="://.../----#130170-32-4873-9006-9516793074"><="65"="0"=":/+;64,24003353595903593=="-="://16..////----140."=""=""/><="__"><="_"=""="://...//-/-----3-----.?=1&__=%7%22_%22%3%22%22%2%22%22%3%22__%22%2%22%22%3%22%22%2%22_%22%3%22356-440-401-20-789934989%22%2%22_%22%3%22%2%2%2-%2%2%22%2%22_%22%3%22130170-32-4873-9006-9516793074%22%2%22_%22%3%22%2%2%2%2%2%2%22%2%22_%22%3%224986%22%2%22_%22%3%22%22%7"="----"=""><="://.../----#130170-32-4873-9006-9516793074"="-__-"="">“>

2.04%

2.17%

$250

$0 p.a.

90%

$558.56

<="://.../----#130170-32-4873-9006-9516793074"="-__-"="">“/>

A low 3 year fixed rate for home buyers. Add a 100% offset account with a $10 monthly fee. Not available for construction purposes.

Newcastle Permanent Building Society Fixed Rate Home Loan
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2.58%

3.99%

$595

$0 p.a.

95%

$600.05

<="://.../-----#4626-244-4347-80-7626823088"="-__-"="">“/>

$2,000 refinance cashback
Borrow up to 95% LVR of the value of the property you’re buying and pay no ongoing fees. $2,000 cashback for eligible refinancers borrowing $250,000 or more.

Macquarie Bank Basic Home Loan
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2.64%

2.64%

$0

$0 p.a.

80%

$604.76

<="://.../----#8465--452-505-0185"="-__-"="">“/>

Pay no application and ongoing fees and take advantage of split and redraw options.

Well Home Loans Balanced Variable
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2.52%

2.55%

$250

$0 p.a.

90%

$595.35

<="://.../----#076363-675-407-46-283515307"="-__-"="">“/>

A very low variable interest rate for borrowers with a 10% deposit. Add a 100% offset account for $10 a month. Not available for construction purposes.

Newcastle Permanent Building Society Premium Plus Package Home Loan
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2.94%

3.34%

$0

$395 p.a.

95%

$628.65

<="://.../------#158-778-413-25-3872735255"="-__-"="">“/>

$2,000 refinance cashback
New borrowers or refinancers can get a discounted rate with this package loan. $2,000 cashback for eligible refinancers borrowing $250,000 or more.