Hit enter after type your search item
Top Loan Mortgage

View rates, learn about mortgage types and use mortgage calculators to help find the loan right for you. Prequalify or apply for your mortgage in minutes.

BCU | Dwelling Loans

BCU | Dwelling Loans

Begin Your Dwelling Mortgage Journey

Discover The Excellent Mortgage For You


Accomplice with a trusted actual property agent
and earn $1,989* in money rewards at closing!

Be taught Extra

In search of extra info? We would love to listen to from you.

Our devoted house loan consultants are right here for you each step of the way in which.
  • ​​​​​​​​​​​​​​

    HomeAdvantage® program is made obtainable to you thru a relationship between BCU and HomeAdvantage®. Program Money Rewards are awarded by HomeAdvantage® to patrons and sellers who choose and use an actual property agent within the HomeAdvantage® community. Dwelling patrons or sellers will not be eligible for Money Rewards in the event that they use an agent outdoors this community. Utilizing BCU for a mortgage will not be a requirement to earn Money Rewards. Money Rewards quantities are depending on the commissions paid to the agent. HomeAdvantage® might have particular guidelines on how your Money Rewards might be paid out. Money Rewards incentives can be found in most states; nonetheless, are void the place prohibited by regulation or by the lender. Please seek the advice of together with your credit score union to get particulars which will have an effect on you. States and/or main metropolitan areas included within the HomeAdvantage program embody: Main metropolitan areas positioned inside 49 states, excluding SD. New cities, states and actual property brokers constantly be part of this system. If you don’t see the realm you’re curious about, contact HomeAdvantage at 800-203-9014. Phrases and disbursement of money rewards range by state. HomeAdvantage® is a registered trademark of HomeAdvantage®

    *Common money rewards calculated based mostly on 495 house closings with an actual property agent within the HomeAdvantage community of accredited brokers between 1/1/2021 and 12/31/2021.


    **All loan functions are topic to a full underwrite and require verification of revenue, belongings, employment and rental historical past if relevant. All loans are additionally topic to ultimate credit score approval, which incorporates verification of software info and receipt of collateral paperwork. This supply applies to owner-occupied residential properties solely. (Single household properties, condos and townhomes). To qualify, you need to reveal that you just haven’t owned a house within the final three years. Mortgage not obtainable in Puerto Rico.


    1APR is topic to alter with out discover. APR is proven assumes a purchase order transaction of a single household indifferent, major residence in Illinois; a loan-to-value ratio of 80% or much less; a minimal credit score rating of 740; a loan quantity of $240,000 and a 45-day fee lock interval. APR proven assumed an estimated $2,801 in pay as you go finance prices.


    2To be eligible for the company affinity pricing fee low cost, you have to be a present worker at a collaborating BCU firm companion. You could want to offer proof of employment or affiliation. For first mortgage buy and refinance transactions of a major residence, the utmost company affinity pricing fee low cost is 0.125% off present BCU revealed charges. Company affinity pricing fee low cost and relationship pricing fee low cost could also be eligible to be mixed. Company affinity pricing fee low cost will not be mixed with any Relocation Companies program advantages, or every other house loan promotional gives. Sure mortgage sorts and/or phrases will not be eligible for the acknowledged fee low cost. Mortgage approval is topic to credit score approval and program pointers. Not all loan packages can be found in all states for all loan quantities. Rates of interest and program phrases are topic to alter with out discover.

Cookies enable us to provide the greatest web site expertise potential. Tell us you comply with cookies.

Read about:   With rates of interest on the rise, what precisely is the prime price?
This div height required for enabling the sticky sidebar